My frustration of the day rant:
My credit card company calls me up and explains this new "benefit" for being a valued customer. Something about agreeing to maintain a 0 balance every month and, in addition, I don't have to make minimum payments for 18 mos should a major life calamity occur. (Do you get this??? There would be no minimum payment on a 0 balance! Duh!!!) Or something like this?
If for some reason I agree to this, and don't pay off to a zero balance every month, then I would have to pay 95 cents per every $100 of a balance carried. Gee whiz. That would mean I'd being paying this stupid 95 cents/$100 in addition to interest! Do I look stupid? Are they taking me for a fool? Did I miss something???
My answer to this bank that is obviously outsourcing this call at the expense of the American worker while trying to get more out of my pocket...NO!